Access to Capital

Small businesses often face challenges in finding the right access to capital, whether they are just starting out or working to grow. Owners may need funding to cover startup costs, purchase equipment, hire employees, or manage cash flow during slower seasons. As businesses expand, they may require additional working capital to take on larger projects, increase inventory, or upgrade technology. With so many loan products, grant opportunities, and alternative funding sources available, it can be overwhelming for business owners to determine which options best fit their goals and financial situation. 

This is where the Hampton Roads Small Business Development Center (HRSBDC) can help. Our advisors work one-on-one with business owners to explain funding options, prepare loan packages, and connect them with trusted lending and resource partners. We help entrepreneurs understand what lenders are looking for, build stronger financial packages, and identify opportunities they may not know exist. Whether a business needs a loan to purchase a building or expand into new, the HRSBDC provides guidance to make confident financial decisions. By seeking our advice, small business owners gain a clearer path to securing the right capital at the right time.